NEW YORK MUTUAL
UNDERWRITERS

 

 
 
 
 
 
 
 
 
 
 
 
 

PERSONAL  LINES
 

HOMEOWNERS
1 & 2-Family Owner-Occupied dwellings for the primary residence of the named insured (or, if secondary/seasonal use by the named insured, can only be a 1-family structure).  Designed for the “second tier” or “non-preferred” marketplace insurance consumer.  Coverage is “packaged” for the structure, personal property (contents), comprehensive personal liability, and medical payments.

 

  DWELLING PLUS
1-Family Owner-Occupied All-Year and Seasonal Dwellings.  Coverage is available for dwellings and contents.  Coverage is written with Basic Form (FL-1R), Residence Burglary, and OL&T Liability.  Broad Form (FL-2B), CPL, and several other optional coverages are available.  ACV or RC coverage available on Dwelling.  ACV coverage on contents.  Deductible and Protective Device Credits available.

 

  DWELLING FIRE & ALLIED LINES
1-Family Owner-Occupied or 2-Family Owner/Tenant Occupied or Tenant Occupied Mobile Homes are eligible for this program.  Builder’s Risk and Dwellings Under Renovation are also eligible with FL-1 form.  Primary year-round occupancy eligible for FL-3 coverage form.  Seasonal Risk coverage is available with FL-1 or FL-2 coverage form.  ACV or RC coverage available on dwelling;  ACV on contents.

 

  MOBILE HOMEOWNERS
1-Family Owner-Occupied All-Year and Seasonal.  Coverage is available for mobile homes and contents as well as for personal liability exposure.

 

  LANDLORD PACKAGE
1-4 Family Non-Owner Occupied Dwellings, 3-4 Family Owner and Tenant-Occupied Dwellings, and Student Housing.  Coverage is available for dwellings and premises liability.  Personal property coverage is available as an option.  Dwellings Under Renovation to be tenant occupied are eligible for coverage.  Seasonal Risk Coverage is available.

 

MECHANICAL BREAKDOWN coverage is added to all LPP policies.  It is not required and can be removed with signed statement from insured.

 

  FARM FIRE
Coverage is available for barns, with or without hay, other farm buildings, farm personal property, and livestock.   Supporting coverage is not required.  General Liability coverage may be added, subject to review.

 
  GENERAL LIABILITY
General Liability may be added to Farm Fire and Dwelling Fire policies, subject to review by underwriters.
 

  INLAND MARINE 
Coverage may be added to all personal lines policies.  Supporting coverage is required for jewelry, furs, and fine arts either with New York Mutual Underwriters, Sterling Insurance, or Security Mutual Insurance.

 
  NYMU - Copyright ©  2003 -  All rights reserved.
 Last Revision:  05/31/2013