New York Mutual Underwriters is a property and liability company, specializing in insurance solutions for personal and commercial risks located in New York State. We understand that sometimes there are circumstances beyond your control. Our flexible underwriting also provides a market for insureds who may have had losses, payment problems, lapses in coverage, insurance-to-value issues, or outstanding loss control recommendations. NYMU writes in all protection classes and does not credit check or impose a surcharge for past claims. To obtain a quote or apply for the best program for your specific situation, please contact a licensed agent. To find the agent nearest you, click here.