Our Special Multi-Peril program offers a package policy of property and liability coverages on a variety of businesses. If your business exposure does not fit under our BOP program we may be able to offer you an alternative with our Special Multi-Peril policy.
The following may be considered for this program:
- Restaurants – NYMU Supplemental Restaurant/Tavern Application Required
- Taverns / Sports Bars – NYMU Supplemental Restaurant/Tavern Application Required
- Clubs/Fraternal Organizations
- Mixed Mercantiles (restaurant & apartment, storefront & apartment, etc.)
- Diners (including 24-hour)
- Night Clubs (DJ, Bands, Dancing acceptable) – NYMU Supplemental Restaurant/ Tavern Application Required
- Auto Repair Shops (Property Coverages Only)
- Convenience Stores (with and without cooking)
- 5-10 Unit Habitational (If Additional Units Contact Underwriting)
- Strip Malls
Flat Coverage, Replacement Cost and Actual Cash Value available.
ACORD applications are acceptable for this line of business.
Please Note: Receipt of a completed, signed application by NYMU does not guarantee acceptance. All submissions are subject to Company underwriting review and approval.